Investing in a new roof is significant, and finding a trustworthy roofer is key to avoiding potential disasters. The right contractor is essential to prevent excessive costs, subpar work, or even damage to your home. Here are insights, based on a Homestead Roofing YouTube video, to guide you in making an informed decision for your roofing project.
| Key Takeaway | Description |
|---|---|
| Do Your Homework | Educate yourself on roofing needs and costs before getting estimates. |
| Insurance Claim Considerations | Be aware of out-of-pocket costs like maintenance issues, upgrades, and deductibles. |
| Beware of Deductible Waivers | Offers to waive your deductible could indicate illegal practices and insurance fraud. |
| Understand Estimates | Expect variations in estimates and ask for detailed breakdowns to understand the costs. |
| Ask Questions | Inquire about specifics, including what’s included or excluded in estimates. |
| Evaluate Beyond Price | Ask about materials, warranties, and flashings to assess quality and longevity. |
| Request Detailed Proposals | Use a Request for Proposal (RFP) to compare quotes on an ‘apples to apples’ basis. |
| Effort Pays Off | Taking the time to choose the right roofer will result in a quality roof and avoid future repairs. |
1. Do Your Homework Before Estimates
It’s crucial to understand your roofing needs and the typical costs associated with a project like yours before reaching out to roofers. This knowledge equips you to engage effectively in negotiations.
2. The Insurance Claim Factor
When filing an insurance claim, be aware of three possible out-of-pocket expenses:
- Maintenance Issues: Pre-existing conditions, such as rotted decking, are the homeowner’s responsibility.
- Upgrades: Opting for enhanced materials, like impact-resistant shingles, incurs additional costs.
- Deductible: This is invariably the homeowner’s obligation.
3. Red Flag: Offers to Waive Your Deductible
Be cautious of roofers proposing to cover your deductible. This practice is often illegal and could be considered insurance fraud for both the contractor and the homeowner.
4. Navigating Confusing Estimates
Estimates from different roofers can vary significantly, with some providing detailed cost breakdowns and others offering a single lump sum. This variance can be confusing.
5. It’s Always Okay to Ask Questions
Understanding the specifics of what you’re paying for is crucial. Don’t hesitate to query roofers about inclusions, exclusions, and the reasons behind price differences in their quotes.
6. Beyond Just Price: Questions to Ask Your Roofer
- Materials: Inquire about the brands and models of shingles, including the use of starter shingles and ice and water shields.
- Warranties: Ask about any available upgraded or extended warranties and their coverage.
- Flashings: Clarify if wall flashings will be replaced and the types of pipe flashings to be used, as upgrades can enhance your roof’s longevity.
7. The ‘Apples to Apples’ Proposal
Requesting a detailed proposal (RFP) from roofers ensures that you can compare quotes directly and avoid unexpected costs once the project begins.
Conclusion: It’s Worth the Effort
Diligent research, pointed questions, and a demand for quality workmanship will result in a durable and aesthetically pleasing roof. The effort you put into selecting the right roofer will safeguard against unnecessary future repairs and ensure your investment is well protected.
